Euro Area Bank Interest Rates: January 2026

Composite cost-of-borrowing indicator for new loans to corporations unchanged at 3.57%; indicator for new loans to households for house purchase broadly unchanged at 3.35%.
- Composite interest rate for new deposits with agreed maturity from corporations decreased by 4 basis points to 1.91%; interest rate for overnight deposits from corporations unchanged at 0.52%.
- Composite interest rate for new deposits with agreed maturity from households broadly unchanged at 1.82%; interest rate for overnight deposits from households unchanged at 0.25%.
