Euro Area Bank Interest Rates: December 2025

Composite cost-of-borrowing indicator for new loans to corporations increased by 7 basis points to 3.57%; indicator for new loans to households for house purchase broadly unchanged at 3.32%.
- Composite interest rate for new deposits with agreed maturity from corporations broadly unchanged at 1.95%; interest rate for overnight deposits from corporations unchanged at 0.52%.
- Composite interest rate for new deposits with agreed maturity from households increased by 5 basis points to 1.85%, driven by both interest rate and weight effects; interest rate for overnight deposits from households unchanged at 0.25%.

