The UK Halifax House Price Index rose +0.3% MoM in August 2025, the third consecutive monthly gain, while annual growth eased slightly to +2.2% YoY (down from +2.5% YoY in July), with the average house price reaching a new record high of £299,331.

• Quarterly price growth was +0.4%, highlighting a steady upward trend despite broader economic uncertainty.
• First-time buyer affordability improved, with average prices for this group down -0.6% since May to £237,577, lowering monthly mortgage costs relative to rents.
• Northern Ireland led regional gains with +8.1% YoY growth, though this slowed from +9.3% in July; Scotland followed at +4.9% YoY.
• England showed a clear North/South divide, with the North East, North West, and Yorkshire & Humber recording the fastest growth, while the South West fell -0.8% YoY.
• London prices rose +0.8% YoY, remaining the UK’s most expensive region at £541,615.