Lenders reported that the availability of secured credit to households slightly increased in Q1 2025 and was expected to increase over the next three months to Q2 2025.

• Lenders reported that the availability of unsecured credit to households increased in Q1 and was expected to increase in Q2.

• Lenders reported that the overall availability of credit to the corporate sector slightly increased in Q1. Credit availability for small and medium-sized businesses increased in Q1, while credit availability for large businesses was unchanged. Overall credit availability to the corporate sector was expected to be unchanged in Q2.

• Lenders reported that demand for secured lending for house purchase increased in Q1, but was expected to be unchanged in Q2.

• Lenders reported that demand for corporate lending from small businesses slightly increased while demand from medium-sized and large businesses increased in Q1.
• Demand for corporate lending in Q2 was expected to be unchanged for small and medium-sized businesses, but was expected to increase slightly for large businesses.